Payments · Payouts · Platform APIs

Every transaction.
Moving forward.

PayDrion brings payment acceptance, connected banking payouts, TSP/PSP modules and selected financial APIs into one visible, controllable platform.

Build with PayDrion Explore developer APIs

Secure-by-design flows One transaction timeline Honest compliance posture

Transaction controlDemonstration environment

Illustrative

Example status Operational Configured route signals represented

UPI ₹4,200.00PD-48291 · Dynamic QR Success

₹18,900.00PD-48290 · Card Authenticated

₹72,500.00PO-71941 · NEFT Processing

Request

PayDrionPolicy layer

Partner rail

Unifiedpayment acceptance

Controlledpayout operations

Observabletransaction lifecycle

ComposableTSP / PSP modules

Built around familiar Indian payment rails

UPIRuPayVisaMastercardIMPSNEFTRTGSBharat Connect

Availability depends on programme eligibility and approved partners.

The PayDrion platform

One brand across the complete money-movement journey.

Customers see a coherent payment experience. Your teams see the controls, references and next actions behind it.

01 Accept payments

One gateway. Every approved way to pay.

UPI, cards, netbanking, wallets and mandate-based collections through one order lifecycle.

Explore capability 02 Move money

Payouts with control before speed.

Connected banking workflows across IMPS, NEFT, RTGS and eligible UPI rails.

Explore capability 03 Build platforms

TSP and PSP modules that share one operating model.

Merchant onboarding, roles, risk controls, webhooks, reporting and partner adapters.

Explore capability

Every PayDrion capability

One complete directory. A dedicated page for every service and option.

Explore the customer experience, operating controls, implementation flow and activation boundaries for every PayDrion module.

Open the complete service centre

AcceptGateway · Checkout · UPI · Cards

DisburseConnected banking · IMPS · NEFT · RTGS

BuildTSP · PSP · APIs · Operations

Payment products Checkout, links, subscriptions and payment operations. 11 pages +

Core payments A payment gateway built around control, not complexity. Conversion layer Checkout that makes confidence visible at every step. Recurring commerce Subscription payments with consent, billing context and recovery built in. Multi-party operations Split-settlement logic with clear allocation evidence. No-code collections Create a payment journey from a link. Control plane Orchestrate payment decisions with one policy layer. Routing intelligence Send each eligible transaction through the right path. Post-payment operations Refunds with references, reasons and accountability. Money movement visibility See what was collected, adjusted and settled. Finance automation Reconciliation that starts with transaction evidence. Operations cockpit Every transaction state, one searchable timeline.

Payment methods UPI, cards, banking, wallets and mandates. 11 pages +

UPI acceptance UPI flows designed for intent, QR and clear confirmation. UPI intent App handoff that keeps the payment journey coherent. UPI AutoPay Recurring UPI mandates with consent and lifecycle visibility. Scan and pay Dynamic UPI QR for order-specific collections. App-native payment UPI deeplinks that preserve context through the handoff. Card acceptance Card payments with modern authentication and safer data boundaries. Card tokenisation Safer repeat card payments without merchant-side credential storage. Bank redirect payments Netbanking with a clean redirect and return journey. Wallet acceptance Supported wallets, presented as part of one checkout. Bank mandates eNACH workflows for repeatable bank-account debits. Recurring authorisation eMandate experiences with consent at the centre.

Connected payouts Beneficiaries, approvals and Indian bank rails. 8 pages +

Unified disbursements One payout surface for IMPS, NEFT, RTGS and eligible UPI. Bank connectivity Connected banking that turns accounts into controlled payout rails. Batch disbursements Bulk payouts without bulk ambiguity. Beneficiary controls Beneficiary management before money movement begins. Immediate bank transfer IMPS payouts for eligible, time-sensitive disbursements. Batch-settled bank transfer NEFT payouts with 24×7 system availability and traceable UTRs. Large-value transfer RTGS controls for eligible high-value payouts. UPI disbursement Eligible UPI payouts for account or handle-based reach.

TSP / PSP modules Merchant, risk, event and white-label infrastructure. 7 pages +

Technology Service Provider TSP infrastructure for businesses building payment experiences. Payment Service Platform PSP modules that connect experience, controls and payment rails. White-label experience Your merchant experience, powered visibly by PayDrion infrastructure. Roles and approvals Maker-checker controls for actions that move money or risk. KYB operations Merchant onboarding with evidence, ownership and risk context. Event infrastructure Webhooks built for retries, verification and audit. Transaction governance Risk controls that are explainable to operators.

Financial APIs Partner-led assisted, bill, recharge and verification APIs. 9 pages +

Assisted banking API AEPS integration for authorised assisted-service models. Domestic remittance DMT APIs for approved remittance programmes. Bharat Connect Bill-payment APIs for discover, validate and pay journeys. Recharge aggregation Recharge APIs with operator context and clear outcomes. Mobile recharge Mobile recharge APIs with operator-aware validation. DTH recharge DTH recharge journeys with subscriber context and traceable results. Trust primitives Verification APIs that strengthen onboarding and payouts. Bank account verification Validate beneficiary context before an eligible payout. PAN verification Purpose-led PAN verification for eligible onboarding flows.

Industry solutions Payment architectures for distinct business models. 7 pages +

For fintechs A modular payment stack for products that cannot stand still. For lenders and NBFC programmes Payment operations for disbursal, mandate and collection journeys. For marketplaces Collect, reconcile and disburse across a multi-party marketplace. For commerce A faster checkout is useful; a trustworthy one converts. For recurring revenue Subscription payment operations beyond the first charge. For education Fee collection experiences built for students and finance teams. For complex operations Enterprise payments with governed access and measurable control.

Developer resources APIs, integration patterns and operating guides. 4 pages +

Developer centre Payment APIs that behave consistently under pressure. API reference Understand the request, response and event contract. Integration patterns Choose hosted checkout, embedded UI or direct API orchestration. Implementation guides Practical guides for reliable payment operations.

Transaction command centre

See the payment your customer made—and the system decisions behind it.

PayDrion connects the customer action, API call, route, partner reference, webhook, refund and settlement context in one searchable operating story.

Normalised states across approved partners
Signed events with delivery history
Exception-first reconciliation

Explore transaction monitoring

Payment PD-48291 Successful

Order value₹4,200.00UPI · Dynamic QR

Order created10:41:08 · API 200 OK

Route approved10:41:09 · Policy engine 42 ms

Payment confirmed10:41:32 · Partner event UTR linked

Settlement mappedExpected in configured cycle Tracking

Branded checkout

Trust should be visible before the customer clicks pay.

PayDrion checkout keeps merchant context, amount, method, session state, security cues and recovery actions clear across screen sizes.

Fewer dead endsReturn paths for timeout, decline and interruption.

Safer confirmationServer verification before fulfilment.

Mobile firstIntent, QR and redirect flows for any device.

Event visibilityEach customer step connected to operations.

Explore PayDrion checkout

Order PD-20481Session active

Select a method to open its protected demo flow.

TSP / PSP platform

Modules that scale with the responsibility you actually own.

Use PayDrion as a technology service layer or compose a partner-led payment service platform without blurring regulatory boundaries.

PayDrion Core Identity · policy · events · evidence

Merchant networkOnboarding · KYB · roles

Payment orchestrationRoutes · retries · webhooks

Risk controlsLimits · approvals · review

Finance operationsSettlement · reconciliation

Explore TSP Explore PSP

Financial service APIs

Useful rails, enabled through the right programme.

Selected APIs are presented with explicit operational and authorisation boundaries—never as a shortcut around regulated responsibilities.

Assisted banking

AEPS

For authorised assisted-service programmes.

Remittance

DMT

Controlled domestic remittance workflows.

Bill payments

BBPS

Bharat Connect bill discovery and payment.

Value added

Recharge

Supported prepaid and DTH processing.

Responsible activation

Capability is not the same as authority.

AEPS, DMT, BBPS and related services require an eligible model, appropriate agreements, approved institutional partners and programme-specific controls.

Read our posture

Built for developers and operators

A clean API is only half the integration.

PayDrion pairs predictable resources with idempotency, signed events, searchable references and clear exception states.

01Test success, pending, failure and timeout states.

02Verify asynchronous events before acting.

03Keep order, partner and bank references connected.

Open developer centre

PayDrion test environment Example ready

POST /v1/payment-orders

curl --request POST https://api.paydrion.com/v1/payment-orders \
  --header "Authorization: Bearer <test_key>" \
  --header "Idempotency-Key: order_20481" \
  --header "Content-Type: application/json" \
  --data '{
    "amount": 249900,
    "currency": "INR",
    "reference": "ORDER-20481",
    "customer": {"email": "customer@example.com"}
  }'

Trust without theatre

No borrowed badges. No vague promises. Clear controls and verifiable boundaries.

PayDrion does not present a planned certification or partner capability as a completed authorisation. Trust content is tied to the legal entity, product scope and evidence available.

Security architecture Compliance posture

Minimise exposureSensitive-data boundaries and purpose limitation. 01

Control accessScoped credentials, roles and approvals. 02

Observe eventsSigned callbacks and transaction evidence. 03

Improve policyException review and corrective action. 04

Every transaction.Moving forward.